Welcome. We’re here to help.

South Carolina has worked in conjunction with its partners to develop a comprehensive, statewide strategy whose purpose is to help families stay in their homes or otherwise avoid preventable foreclosure.

The South Carolina Homeownership and Employment Lending Program (SC HELP) was designed based on the experience that every homeowner’s situation is unique and that homeowners have complex needs. We’ve designed five program options to help eligible homeowners who are at risk of mortgage loan default or foreclosure. This website is the fastest way for families to submit an application for assistance.

NEW: Counseling Agency Application

We are currently seeking additional organizations interested in becoming SC HELP Approved Housing Counseling Agencies. For more information and an application, please follow the link.


See what’s possible. Take a tour to learn how this program works.
Get started. Set up a profile and we’ll connect you with a housing counseling agency.
If you’re already working with a housing counseling agency, that’s alright too.


We’ll help you and the agency access assistance.

Once you’ve completed this application, a housing counseling agency will contact you about your next steps.











Foreclosure Prevention Resources


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