Goal of HHFRI
The Hardest Hit Fund Rhode Island has been put in place in Rhode Island by the U.S. Treasury to prevent avoidable foreclosures by helping homeowners who are unable to make their mortgage payments due to a hardship such as job loss or underemployment. Rhode Island Housing has been designated by the Treasury to oversee HHFRI.
Frequently Asked Questions on Tax Information for HHFRI Assistance click here
Tax Information for HHFRI Assistance click here
IRS Resources click here
How to apply
There are only three ways to apply for HHFRI assistance:
- Through a HUD approved and HHFRI certified counselor including the Rhode Island Housing HelpCenter. Click here for a list of counseling agencies.
- If you are unemployed and believe you may qualify, you can contact the HHFRI Center for an appointment with a HUD approved and HHFRi certified counselor at 401-277-1500 or email: info@HHFRI.org.
- Through your local bank or credit union which services your mortgage in Rhode Island. If your lender is Rhode Island Housing, call 800 854-1180.
The agency will be processing, approving and administering the submissions from your lender/servicer and specially trained HUD approved and HHFRI certified counselors.
Note: A loss of home value alone does not constitute a financial hardship.
- ACT IMMEDIATELY – Contact your lender/servicer
The earlier you act, the more options you will have
Here’s how to contact your lender/servicer.
- SEEK HELP
If you’re not making progress or you have an out of state lender/servicer and need assistance, call a HUD certified counseling agency.
- STAY INVOLVED
Fill out the required paperwork and stay in contact throughout the process.
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