Nevada is one of the nation’s hardest hit housing markets.

With one of the highest foreclosure rates in the nation, Nevada was selected to be one of the first five states’ Housing Finance Agencies to receive funds from the U.S. Treasury’s Hardest Hit Fund. The State of Nevada was awarded over $150 million in funds available to qualified recipients.

The U.S. Treasury approved the nonprofit Nevada Affordable Housing Assistance Corporation (NAHAC) to oversee the ‘Fund’ serving as a support arm for the Nevada Housing Division, Nevada’s Housing Finance Agency.  Nevada Hardest Hit Fund provides four programs to assist Nevada homeowners who are at high risk of default or foreclosure.

Programs offered through Nevada Hardest Hit Fund�:

NOTE: These programs are only available to homeowners whose mortgage servicing company agrees to the terms and conditions governing the use of these funds.


A borrower cannot apply
for assistance while in active bankruptcy.

The Nevada Hardest Hit Fund has partnered with a number of Servicers.  In order to participate in the Mortgage Assistance Program and the Principal Reduction Program, your Servicer must be participating. See a list of participating Servicers and which programs they are currently offering.

While Servicer cooperation is a requirement, your Servicer does not need to be listed as a participating Servicer in order to receive assistance through the Short Sale Acceleration Program and the Second Mortgage Reduction Program.

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