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	<title>ASK A LOAN MOD GURU</title>
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	<link>http://www.askaloanmodguru.com</link>
	<description>Empowering you to SAVE your home and MODIFY your loan</description>
	<lastBuildDate>Wed, 01 May 2013 13:15:19 +0000</lastBuildDate>
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		<title>Rebuilding Your Credit Report After a Loan Modification</title>
		<link>http://www.askaloanmodguru.com/rebuilding-credit-report-loan</link>
		<comments>http://www.askaloanmodguru.com/rebuilding-credit-report-loan#comments</comments>
		<pubDate>Wed, 01 May 2013 13:15:19 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1444</guid>
		<description><![CDATA[If you&#8217;ve been unable to make your monthly mortgage payments on time, it has probably affected your credit report. While a loan modification can help you get a monthly mortgage payment you can manage, it will also show up on your credit report and may prevent you from getting credit in the near future. A<a href="http://www.askaloanmodguru.com/rebuilding-credit-report-loan"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Effect of a Discharge in Bankruptcy on Recorded Judgments and other Involuntary Liens</title>
		<link>http://www.askaloanmodguru.com/effect-discharge-bankruptcy-recorded</link>
		<comments>http://www.askaloanmodguru.com/effect-discharge-bankruptcy-recorded#comments</comments>
		<pubDate>Mon, 18 Feb 2013 16:31:22 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1439</guid>
		<description><![CDATA[Source: www.clta.org Title companies are often requested to remove recorded judgments and other involuntary liens (hereinafter referred to as “judgments”) from preliminary reports and policies in reliance on a discharge in bankruptcy. Bankruptcy discharges fall under several sections of Title 11 of the United States Code. The discharges most commonly encountered by title companies fall under<a href="http://www.askaloanmodguru.com/effect-discharge-bankruptcy-recorded"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Freddie Mac to help mortgage holders</title>
		<link>http://www.askaloanmodguru.com/freddie-mac-mortgage-holders</link>
		<comments>http://www.askaloanmodguru.com/freddie-mac-mortgage-holders#comments</comments>
		<pubDate>Mon, 05 Nov 2012 10:18:50 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1434</guid>
		<description><![CDATA[Freddie Mac on Tuesday offered to help borrowers whose homes were damaged or destroyed by Hurricane Sandy, which could include temporarily suspending or reducing mortgage payments, for up to one year. The relief would apply only to homeowners with mortgages owned or guaranteed by Freddie Mac and whose homes are in certain federally designated disaster<a href="http://www.askaloanmodguru.com/freddie-mac-mortgage-holders"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save Your Home The Book &#8211; Recent Reviews</title>
		<link>http://www.askaloanmodguru.com/save-home-book-reviews</link>
		<comments>http://www.askaloanmodguru.com/save-home-book-reviews#comments</comments>
		<pubDate>Wed, 19 Sep 2012 15:09:03 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Save Your Home]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1358</guid>
		<description><![CDATA[User Review - We battled for over 2 years with Bank Of America and wasn&#8217;t able to get anywhere. In a short time after meeting Anna and reading her book, we were convinced she was a fighter and was on our side. We appreciated all she did for us as she saved our home and renegociated<a href="http://www.askaloanmodguru.com/save-home-book-reviews"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The National Mortgage Settlement Agreement (AKA Department of Justice Modification) in a Nutshell</title>
		<link>http://www.askaloanmodguru.com/national-mortgage-settlement-agreement</link>
		<comments>http://www.askaloanmodguru.com/national-mortgage-settlement-agreement#comments</comments>
		<pubDate>Wed, 12 Sep 2012 17:50:55 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Anna Cuevas]]></category>
		<category><![CDATA[bank of america loan modification]]></category>
		<category><![CDATA[Joint State-Federal Mortgage Settlement]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[principal reduction alternative program]]></category>
		<category><![CDATA[Programs]]></category>
		<category><![CDATA[Save Your Home]]></category>
		<category><![CDATA[Department of Justice]]></category>
		<category><![CDATA[DOJ]]></category>
		<category><![CDATA[National Mortgage Settlement]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1352</guid>
		<description><![CDATA[The National Mortgage Settlement Agreement in a Nutshell By Anna Cuevas The National Mortgage Settlement Agreement between 49 state attorney generals and mortgage services was created to compensate homeowners for loss or harm due to wrongful foreclosures, bank errors, and unethical practices by mortgage servicers and lenders. All states except Oklahoma are represented in the<a href="http://www.askaloanmodguru.com/national-mortgage-settlement-agreement"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are you fighting for your loan modification with a &#8220;Rocky&#8221; mentality? A little inspiration from A Loan Mod Guru</title>
		<link>http://www.askaloanmodguru.com/fighting-loan-modification-rocky</link>
		<comments>http://www.askaloanmodguru.com/fighting-loan-modification-rocky#comments</comments>
		<pubDate>Wed, 12 Sep 2012 00:33:03 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1337</guid>
		<description><![CDATA[The original Rocky movie came out in 1976 &#8211; I was 9 years old then and I saw this movie 13 times &#8211; I must have been drawn to his determination and the motivation this movie inspired.  I continue to do everything in my life with the same unwillingness to give up.  Do you live<a href="http://www.askaloanmodguru.com/fighting-loan-modification-rocky"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NEW &#8211; Save Your Home Workshop</title>
		<link>http://www.askaloanmodguru.com/save-home-workshop-2</link>
		<comments>http://www.askaloanmodguru.com/save-home-workshop-2#comments</comments>
		<pubDate>Tue, 11 Sep 2012 22:55:48 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1334</guid>
		<description><![CDATA[September 22, 2012 10:00am – 1:00pm PDT (-07:00) Price: FREE with sign up Spa Resort Casino 401 E Amado Rd – Just off the HOTEL Lobby. Palm Springs, CA 92262 &#160; &#160; In this informative workshop hosted by Financial expert, Economist and Financial Analyst, John Paul Valdez, participants learn how to apply for financial aid from<a href="http://www.askaloanmodguru.com/save-home-workshop-2"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>http://www.askaloanmodguru.com/save-home-workshop-2/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>UPCOMING &#8211; Save Your Home Workshop</title>
		<link>http://www.askaloanmodguru.com/save-home-workshop</link>
		<comments>http://www.askaloanmodguru.com/save-home-workshop#comments</comments>
		<pubDate>Tue, 07 Aug 2012 19:31:41 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Mortgage Help]]></category>
		<category><![CDATA[Save Your Home]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1310</guid>
		<description><![CDATA[Mortgage Mayhem Workshop Sat. Aug 11, 2012 10:00am &#8211; 1:00pm PDT (-07:00) Price: $50.00 Spa Resort Casino 401 E Amado Rd &#8211; Just off the HOTEL Lobby. Palm Springs, CA 92262 &#160; In this informative workshop hosted by Financial expert, Economist and Financial Analyst, John Paul Valdez, participants learn how to apply for financial aid<a href="http://www.askaloanmodguru.com/save-home-workshop"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>http://www.askaloanmodguru.com/save-home-workshop/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Spouse and The House</title>
		<link>http://www.askaloanmodguru.com/spouse-house-leon-scott-baxter</link>
		<comments>http://www.askaloanmodguru.com/spouse-house-leon-scott-baxter#comments</comments>
		<pubDate>Thu, 19 Jul 2012 22:45:45 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ANNA CUEVAS]]></category>
		<category><![CDATA[couples in financial crisis]]></category>
		<category><![CDATA[foreclosure and marriage]]></category>
		<category><![CDATA[foreclosure and relationships]]></category>
		<category><![CDATA[Leon Scott Baxter]]></category>
		<category><![CDATA[save your home]]></category>
		<category><![CDATA[spouse and the house]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1288</guid>
		<description><![CDATA[By: Leon Scott Baxter, America’s Romance Guru &#160; &#160; Introduction by Anna Cuevas Financial struggles are one of the biggest stressors in a relationship or marriage. It&#8217;s no wonder, then, that when couples are facing foreclosure, they often find that they lose not only their home, but also their relationship. I&#8217;m a strong advocate for<a href="http://www.askaloanmodguru.com/spouse-house-leon-scott-baxter"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>http://www.askaloanmodguru.com/spouse-house-leon-scott-baxter/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wells Fargo Homeowner Assistance</title>
		<link>http://www.askaloanmodguru.com/wells-fargo-homeowner-assistance</link>
		<comments>http://www.askaloanmodguru.com/wells-fargo-homeowner-assistance#comments</comments>
		<pubDate>Wed, 11 Jul 2012 13:58:38 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Mortgage Help]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1279</guid>
		<description><![CDATA[Here is information from Wells Fargo&#8217;s website:  Financial Work Sheet Count on them to work with you through these difficult times. Here’s how to get help: 1.  Request assistance If you’re concerned about keeping up with your mortgage payments, talk to us right away. To help us determine your eligibility for loan assistance, we need<a href="http://www.askaloanmodguru.com/wells-fargo-homeowner-assistance"><br /><br />Read more &#8594;</a>]]></description>
		<wfw:commentRss>http://www.askaloanmodguru.com/wells-fargo-homeowner-assistance/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Foreclosures and Careers: Focus on Entrepreneurs</title>
		<link>http://www.askaloanmodguru.com/foreclosures-careers-focus-entrepreneurs</link>
		<comments>http://www.askaloanmodguru.com/foreclosures-careers-focus-entrepreneurs#comments</comments>
		<pubDate>Mon, 09 Jul 2012 20:53:01 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Anna Cuevas]]></category>
		<category><![CDATA[Denied for HAMP]]></category>
		<category><![CDATA[HAMP income calculation]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Save Your Home]]></category>
		<category><![CDATA[SUCCESSFUL HAMP]]></category>
		<category><![CDATA[hamp self employed]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1273</guid>
		<description><![CDATA[Foreclosures don&#8217;t just happen to people who are out of work—they can happen to anyone. White collar and blue collar workers are both represented among their statistics. A recession or faltering economy can drastically reduce the income of a host of careers, including self-employed entrepreneurs. Once thriving in a booming economy, these entrepreneurs have found<a href="http://www.askaloanmodguru.com/foreclosures-careers-focus-entrepreneurs"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>REVISIONS TO HAMP EXTEND THE PROGRAM THROUGH 2013</title>
		<link>http://www.askaloanmodguru.com/revisions-hamp-extend-program</link>
		<comments>http://www.askaloanmodguru.com/revisions-hamp-extend-program#comments</comments>
		<pubDate>Tue, 12 Jun 2012 23:48:03 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ANNA CUEVAS]]></category>
		<category><![CDATA[approval for HAMP]]></category>
		<category><![CDATA[Declined HAMP for NPV]]></category>
		<category><![CDATA[denied for hamp]]></category>
		<category><![CDATA[FACING FORECLOSURES]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[HAMP approval]]></category>
		<category><![CDATA[hamp extension]]></category>
		<category><![CDATA[hamp revisions]]></category>
		<category><![CDATA[HAMP; LOAN MODIFICATIONS]]></category>
		<category><![CDATA[HELP FAMILIES IN FORECLOSURE]]></category>
		<category><![CDATA[Home Affordable Modification Program denied]]></category>
		<category><![CDATA[LOAN MOD GURU]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1267</guid>
		<description><![CDATA[REVISIONS TO HAMP EXTEND THE PROGRAM THROUGH 2013 Anna Cuevas Making Home Affordable (MHA), a government program intended to prevent foreclosures, has been expanded another year. Originally slated to end at the end of 2012, the program has been extended to December 31, 2013, in an effort to allow more people to apply and receive<a href="http://www.askaloanmodguru.com/revisions-hamp-extend-program"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Hamp Tier 2 loan modification is here effective June 1, 2012</title>
		<link>http://www.askaloanmodguru.com/hamp-tier-2-loan-modification</link>
		<comments>http://www.askaloanmodguru.com/hamp-tier-2-loan-modification#comments</comments>
		<pubDate>Thu, 07 Jun 2012 06:29:34 +0000</pubDate>
		<dc:creator>Anna Cuevas</dc:creator>
				<category><![CDATA[Anna Cuevas]]></category>
		<category><![CDATA[bank of america loan modification]]></category>
		<category><![CDATA[Denied for HAMP]]></category>
		<category><![CDATA[Denied for NPV]]></category>
		<category><![CDATA[HAMP adjustable rate mortgages]]></category>
		<category><![CDATA[HAMP for unemployed]]></category>
		<category><![CDATA[HAMP income calculation]]></category>
		<category><![CDATA[HAMP NPV]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[principal reduction alternative program]]></category>
		<category><![CDATA[Save Your Home]]></category>
		<category><![CDATA[SUCCESSFUL HAMP]]></category>
		<category><![CDATA[unemployed]]></category>
		<category><![CDATA[Unemployment income and HAMP]]></category>
		<category><![CDATA[ANNA CUEVAS]]></category>
		<category><![CDATA[approval for HAMP]]></category>
		<category><![CDATA[approved for loan modification]]></category>
		<category><![CDATA[Bank of America LOAN MODIFICATION WITH PRINCIPAL REDUCTION are You Eligible?]]></category>
		<category><![CDATA[bank of america principal reduction]]></category>
		<category><![CDATA[Declined HAMP for NPV]]></category>
		<category><![CDATA[denied for hamp]]></category>
		<category><![CDATA[FACING FORECLOSURES]]></category>
		<category><![CDATA[HAMP Tier 2]]></category>
		<category><![CDATA[HAMP; LOAN MODIFICATIONS]]></category>
		<category><![CDATA[Loan modification help]]></category>
		<category><![CDATA[Tier 2 HAMP]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1261</guid>
		<description><![CDATA[An Overview of HAMP Tier 2 Changes that may just save your home or your investment property. &#160; By: Anna Cuevas &#160; Changes to the Home Affordable Modification Program (HAMP) expand HAMP to the end of the year 2013 and are intended to make more homeowners eligible for the program. The additional qualification criteria is<a href="http://www.askaloanmodguru.com/hamp-tier-2-loan-modification"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Housing Finance Agency Innovation Fund for the Hardest Hit Housing Markets (HHF)</title>
		<link>http://www.askaloanmodguru.com/housing-finance-agency-innovation</link>
		<comments>http://www.askaloanmodguru.com/housing-finance-agency-innovation#comments</comments>
		<pubDate>Sat, 19 May 2012 15:11:07 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1249</guid>
		<description><![CDATA[Article Repost:  http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx Early in 2010, Treasury announced that the Hardest Hit Fund® would provide more than $7.6 billion in aid for homeowners in states hit hardest by the economic crisis. Since then, state housing finance agencies have used the fund to develop programs that stabilize local housing markets and help families avoid foreclosure. Hardest<a href="http://www.askaloanmodguru.com/housing-finance-agency-innovation"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordable Unemployment Program (UP)</title>
		<link>http://www.askaloanmodguru.com/home-affordable-unemployment-program</link>
		<comments>http://www.askaloanmodguru.com/home-affordable-unemployment-program#comments</comments>
		<pubDate>Sat, 19 May 2012 15:09:24 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1247</guid>
		<description><![CDATA[Article Repost:  http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx If you are unemployed and depending on your situation, MHA&#8217;s Home Affordable Unemployment Program (UP) may reduce your mortgage payments to 31 percent of your income or suspend them altogether for 12 months or more. + Eligibility You may be eligible for UP if you meet all of the following criteria: You<a href="http://www.askaloanmodguru.com/home-affordable-unemployment-program"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Refinance for Borrowers with Negative Equity (FHA Short Refinance)</title>
		<link>http://www.askaloanmodguru.com/fha-refinance-borrowers-negative</link>
		<comments>http://www.askaloanmodguru.com/fha-refinance-borrowers-negative#comments</comments>
		<pubDate>Sat, 19 May 2012 15:06:51 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1245</guid>
		<description><![CDATA[Article Repost:  http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx If you&#8217;re not behind on your mortgage payments but owe more than your home is worth, FHA Short Refinance may be an option that your mortgage servicer will consider. FHA Short Refinance is designed to help homeowners refinance into more affordable, more stable FHA-insured mortgage. If your current lender agrees to participate<a href="http://www.askaloanmodguru.com/fha-refinance-borrowers-negative"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordable Refinance Program (HARP)</title>
		<link>http://www.askaloanmodguru.com/home-affordable-refinance-program</link>
		<comments>http://www.askaloanmodguru.com/home-affordable-refinance-program#comments</comments>
		<pubDate>Sat, 19 May 2012 15:02:09 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1242</guid>
		<description><![CDATA[Article Repost:  http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx If you&#8217;re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through MHA&#8217;s Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP<a href="http://www.askaloanmodguru.com/home-affordable-refinance-program"><br /><br />Read more &#8594;</a>]]></description>
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		<title>Treasury/FHA Second Lien Program (FHA2LP)</title>
		<link>http://www.askaloanmodguru.com/treasuryfha-lien-program-fha2lp</link>
		<comments>http://www.askaloanmodguru.com/treasuryfha-lien-program-fha2lp#comments</comments>
		<pubDate>Sat, 19 May 2012 14:58:24 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1239</guid>
		<description><![CDATA[Article Repost: http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx If you have a second mortgage and your first mortgage servicer agrees to participate in FHA Short Refinance, you may be eligible to have your second mortgage on the same home reduced or eliminated through the FHA Second Lien Program (FHA2LP). If your second mortgage servicer agrees to participate, the total amount<a href="http://www.askaloanmodguru.com/treasuryfha-lien-program-fha2lp"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home Affordable Foreclosure Alternatives (HAFA) Program</title>
		<link>http://www.askaloanmodguru.com/home-affordable-foreclosure-alternatives</link>
		<comments>http://www.askaloanmodguru.com/home-affordable-foreclosure-alternatives#comments</comments>
		<pubDate>Sat, 19 May 2012 14:42:46 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1236</guid>
		<description><![CDATA[Article Repost:  http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx If you can&#8217;t afford your mortgage payment and it&#8217;s time for you to transition to more affordable housing, the Home Affordable Foreclosure Alternatives (HAFA) program is designed for you. HAFA provides two options for transitioning out of your mortgage: a short sale or a Deed-in-Lieu (DIL) of foreclosure. In a short sale,<a href="http://www.askaloanmodguru.com/home-affordable-foreclosure-alternatives"><br /><br />Read more &#8594;</a>]]></description>
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		<title>Veteran&#8217;s Administration Home Affordable Modification (VA-HAMP)</title>
		<link>http://www.askaloanmodguru.com/veterans-administration-home-affordable</link>
		<comments>http://www.askaloanmodguru.com/veterans-administration-home-affordable#comments</comments>
		<pubDate>Sat, 19 May 2012 14:37:23 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1232</guid>
		<description><![CDATA[Article Repost:  http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx FHA, VA and USDA all offer programs for struggling homeowners that strive to lower your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income — making monthly mortgage payments much more affordable. If you have a loan that is insured or guaranteed by the Department of Veterans Affairs<a href="http://www.askaloanmodguru.com/veterans-administration-home-affordable"><br /><br />Read more &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>USDA&#8217;s Special Loan Servicing</title>
		<link>http://www.askaloanmodguru.com/usdas-special-loan-servicing</link>
		<comments>http://www.askaloanmodguru.com/usdas-special-loan-servicing#comments</comments>
		<pubDate>Sat, 19 May 2012 14:34:56 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1230</guid>
		<description><![CDATA[Article Repost:  http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx FHA, VA and USDA all offer programs for rural homeowners to lower their monthly mortgage payment to no more than 31 percent of their verified monthly gross (pre-tax) income — making monthly mortgage payments more affordable. If you have a loan that is guaranteed by the United States Department of Agriculture&#8217;s (USDA)<a href="http://www.askaloanmodguru.com/usdas-special-loan-servicing"><br /><br />Read more &#8594;</a>]]></description>
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		<title>FHA Home Affordable Modification Program (FHA-HAMP)</title>
		<link>http://www.askaloanmodguru.com/fha-home-affordable-modification</link>
		<comments>http://www.askaloanmodguru.com/fha-home-affordable-modification#comments</comments>
		<pubDate>Sat, 19 May 2012 14:32:14 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1227</guid>
		<description><![CDATA[Article Repost:  http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx FHA, VA and USDA all offer mortgage modification programs for struggling homeowners designed to lower monthly mortgage payment to no more than 31 percent of the homeowner&#8217;s verified monthly gross (pre-tax) income — making monthly mortgage payments much more affordable. If you have a loan that is insured or guaranteed by the<a href="http://www.askaloanmodguru.com/fha-home-affordable-modification"><br /><br />Read more &#8594;</a>]]></description>
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		<title>Second Lien Modification Program (2MP)</title>
		<link>http://www.askaloanmodguru.com/lien-modification-program-2mp</link>
		<comments>http://www.askaloanmodguru.com/lien-modification-program-2mp#comments</comments>
		<pubDate>Sat, 19 May 2012 14:29:39 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1225</guid>
		<description><![CDATA[Article Repost:  http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx If your first mortgage was permanently modified under HAMPSM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage as well, through MHA&#8217;s Second Lien Modification Program (2MP). 2MP works in tandem with HAMP to provide comprehensive solutions<a href="http://www.askaloanmodguru.com/lien-modification-program-2mp"><br /><br />Read more &#8594;</a>]]></description>
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		<title>Principal Reduction Alternative (PRA)</title>
		<link>http://www.askaloanmodguru.com/principal-reduction-alternative</link>
		<comments>http://www.askaloanmodguru.com/principal-reduction-alternative#comments</comments>
		<pubDate>Sat, 19 May 2012 14:24:52 +0000</pubDate>
		<dc:creator>Article_Repost</dc:creator>
				<category><![CDATA[Programs]]></category>

		<guid isPermaLink="false">http://www.askaloanmodguru.com/?p=1221</guid>
		<description><![CDATA[Article Repost: http://www.makinghomeaffordable.gov/programs/view-all-programs/Pages/default.aspx &#160; If your home is currently worth significantly less than you owe on it, MHA&#8217;s Principal Reduction Alternative (PRA) was designed to help you by encouraging mortgage servicers and investors to reduce the amount you owe on your home. + Eligibility You may be eligible for PRA if: Your mortgage is not<a href="http://www.askaloanmodguru.com/principal-reduction-alternative"><br /><br />Read more &#8594;</a>]]></description>
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