Are Lenders “Cherry Picking” Loan Modifications for Homeowners Facing Foreclosure?
Loan modifications are in a race with foreclosures. Homeowners are finding that Obama’s HAMP, Home Affordable Modification Program, is not working when it comes to loan mods. A few success stories. Are lenders, like IndyMac, cherry picking loan mods?
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With Faith, persistence, conviction, and determination anything is possible – Don’t give up. Short Sale is not your only option.

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Do you know if your loan’s investor is Fannie Mae or Freddie Mac?  Many lenders have HAMP like guidelines for other in-house programs so do not fear if your loan is not owned by Fannie Mae or Freddie Mac.

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The worst thing you can do is to do nothing.

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