Many people that are going through a loan modification are unemployed I highly recommend the following book:



Many people that are going through a loan modification are unemployed I highly recommend the following book:
A Save Your Home Plan of Action - EMPOWERS YOU TO SAVE YOUR HOME AVOID PAYING THOUSANDS OF DOLLARS to save your home Be empowered TODAY - START MOD NOW Avoid uncertainty and fear Understand and know what the bank will see BEFORE submitting then confidently submit your fully customized and complete and detailed loan modification package
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NEW – Save Your Home Workshop
September 22, 2012 10:00am – 1:00pm PDT (-07:00)
Price: FREE with sign up
Spa Resort Casino
401 E Amado Rd – Just off the HOTEL Lobby.
Palm Springs, CA 92262

I have applied for the HAMP program twice and denied both times. I think it was because our combined income is too much to qualify. But with all of our expenses ( childcare, car payments, utilities, etc) the mortgage payment or another bills are constantly behind. Are the mortgage companies looking at all of our expenses when they determine if a person qualifies or is it just income and mortgage payment, ( the 31% thing)
is their anyway to use your Net income for the HAMP program??? that is what is getting people is the gross amount!!!?
Hi Cindy,
Unfortunately HAMP only uses gross income – many inhouse modifications do use net.
Thanks for your comments. You don’t become enormously successful without encountering and overcoming a number of extremely challenging problems.
Mark Victor Hansen
Expect ONLY Miracles and Question Authority
Anna Cuevas
The Loan Mod Guru