Wondering what all the fees are on your loan modification??? Do this Qualified written request to make sure it is all accurate.
Posted by Anna Cuevas in Uncategorized on July 18, 2010
Wondering what all the fees are on your loan modification??? Do this to make sure it is all accurate. This is good information for you to request to make sure there are no errors or discrepancies in what you really owe and what the bank says you owe. The following is a sample qualified written [...]
Bank of America begins processing Principal Reduction Loan Modifications
Posted by Anna Cuevas in Uncategorized on June 23, 2010
On June 2nd, 2010 Bank of America, B of A, starts to implement an earned principal forgiveness approach when modifying ONLY eligible mortgage loans for it’s National Homeownership Retention Plan (NHRP) for homeowners that have a balance is higher than 20% of their homes current value and are being considered for the governments “OBAMA” Home [...]
Bank of America LOAN MODIFICATION WITH PRINCIPAL REDUCTION are You Eligible?
Posted by Anna Cuevas in Uncategorized on April 21, 2010
First, Bank of America Home Loans will need to determine your financial situation and hardship. Once we have your current financial information, we will evaluate your loan for all possible home retention options so that you can determine which option might be right for you. MAYBE IF: Have a Countrywide subprime mortgage, a Pay-Option adjustable [...]
How to Apply for HAMP Home Affordable Modification Program & Get Processed for HAMP Consideration and Approval
Posted by Anna Cuevas in Uncategorized on April 15, 2010
How to apply for HAMP Home Affordable Modification Program & Get Processed for HAMP Consideration and Approval By: Anna Cuevas, Loan Mod Guru As of June 1, 2010 the ONLY way you will be considered for a HAMP Home Affordable Modification Program will be by specifically sending in an “Initial Package” and thus requesting consideration for the [...]
HAMP The recent changes to the Home Affordable Modification Program & What They Mean To You
Posted by Anna Cuevas in Uncategorized on April 6, 2010
The Home Affordable Modification Program aimed at keeping struggling borrowers from losing their homes, has recently announced some changes and I want to let you know what they are and how they may affect you. On March 26th the Obama administration announced changes to HAMP the hope is to give responsible homeowners a chance to stay in [...]
Bank of America and Home Affordable Modification Program HAMP, the latest news.
Posted by Anna Cuevas in Uncategorized on February 10, 2010
Bank of America and Home Affordable Modification Program HAMP, the latest news. America’s Homeowners have growing concerns following the recent reports that Bank of America has only Permanently Modified a few home loans under Obamas government Home Affordable Modification Program HAMP. The media is now scrutinizing Bank of America’s recent performance with the program and [...]
I WANT MY NPV – AND MY MOD TOO FOR THAT MATTER!!! THE MYSTERY OF THE NPV FAILED HAMP HOME AFFORDABLE MODIFICATION PROGRAM
Posted by Anna Cuevas in Uncategorized on February 3, 2010
I WANT MY NPV – AND MY MOD TOO, FOR THAT MATTER! THE MYSTERY OF THE NPV FAILED HAMP HOME AFFORDABLE MODIFICATION PROGRAM BY ANNA CUEVAS; THE LOAN MOD GURU THE MOTTO OF THIS POST: As long as people will accept crap, it will be financially profitable to dispense it. Dick Cavett (1936 – ) [...]
HAMP Denied for NPV Test; Take This NPV and Twitter it!! How to Know Your HAMP Rights & NPV Test Calculations.
Posted by Anna Cuevas in Uncategorized on February 3, 2010
HAMP Denied for NPV Test; Take This NPV and Twitter it!! How to Know Your Hamp Rights & NPV Test Calculations. By: Anna Cuevas; The Loan Mod Guru Get Empowered, know your HAMP Home Affordable Modification Program rights that no one will tell you about. Notice of Non-Approval For borrowers not approved for a HAMP [...]
Denied For HAMP Home Affordable Modification Program and I Don’t Know Why?
Posted by Anna Cuevas in Uncategorized on January 28, 2010
Denied For HAMP Home Affordable Modification Program and I Don’t Know Why By: Anna Cuevas; The Loan Mod Guru Hamp denials must be in writing and include the reasons why as of January 1, 2010 per the latest hamp home affordable modification program guidelines. I have evaluated the HAMP guidelines and this is what I [...]
Denied For HAMP Because You Failed NPV Calculations – What is NPV Test?
Posted by Anna Cuevas in Uncategorized on January 26, 2010
Denied For HAMP Because You Failed NPV Calculations – What is NPV Test? By: Anna Cuevas; The Loan Mod Guru Where you told that you were denied for the HAMP Loan Modification because you failed the NPV calculator and you are wondering what that means? Most borrower have no idea what an NPV calculator is [...]
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